5 Most Common Personal Injury Claims

Health News
Written by Arnab Dey
June 2, 2022

When a person is injured due to another person’s negligence, it is only natural for the injured person to want to sue. There are several different types of personal injury claims, and since each claim is different, attorneys use various tactics to get compensation for their clients. There are five types of personal injury claims that are the most common.

Contents

5 Standard Personal Injury Claims

Personal injury claims lawyers handle different types of cases. First, let’s look at the different types of personal injury claims and types.

1. Automobile Accidents

Personal injury claims car accidents are the most common type of personal injury insurance claim. Every year, 4.4 million people in America are injured in car accidents serious enough to require medical attention.

According to Pittsburgh Personal Injury Lawyers, there are two different types of car accident insurance in America; fault and no-fault. In a no-fault state, a person’s insurance company is willing to pay for their accident-related claim processes. No matter who is responsible for the crash. In a fault or tort state, the person who caused the accident is liable for its associated bills.

Pennsylvania is both a fault and a no-fault state because it requires drivers to have fault and no-fault insurance. Drivers are required to buy personal injury protection insurance, and the state requires drivers to carry bodily injury liability coverage of $15,000 per person and $30,000 for each accident.

Drivers must also have property damage liability coverage of $5,000 and uninsured motorist coverage of $15,000 per person and $30,000 per accident.

You are officially required to obtain underinsured motorist coverage of $15,000 for each person or $30,000 for each accident. However, Pennsylvania allows drivers to opt out of the no-fault rule if they do so in writing. This is called a choice, no-fault plan.

If you have been in a car accident, you should be able to recover damages through personal injury claims car accident:

Doctor visits
Surgery
Medication
Auto repairs
Lost income

If your injuries were particularly severe, you might be able to receive compensation for pain and suffering. If the cost of your medical bills exceeds the amount of your insurance coverage, you may be able to sue the at-fault driver.

Related Resource: How do I Know if I Have a Personal Injury Case?

2. Slip And Fall

Business owners and homeowners need to keep their property safe and free from debris and put up warning signs if there is a potential danger to visitors. For example, if there are wet floors on the property, an owner must put up brightly colored signs warning people to be careful or to avoid the area.

If you slip and fall in a dangerous unmarked area at a business or home and injure yourself, the property owner’s insurance should cover your medical bills.

If you are at a residential home, you should get the homeowner’s insurance information, but if you slip and fall at a business, you should speak to the manager and have them fill out an accident report. They should give you the name and telephone number of their insurance company.

In many cases, a property owner will try to blame you for the accident. In other cases, the insurance company may say that you are at fault or that you had pre-existing personal injury claims and conditions that caused your injuries to be more severe. If this happens, you may need a personal injury attorney to assist you.

If you have a car accident or a slip and fall accident, there are a few ways that you can document your claim. If you are in a car accident, remember to contact the police and wait for them to arrive. No matter which kind of accident you are in, you should:

Take pictures.
Get the names and numbers of witnesses.
Takedown insurance information.
Request a copy of the accident report.

Go to the doctor even if you feel just fine. There are certain injuries that you may not be able to feel right away. Save every medical bill you get and all of the receipts from any medications you take, whether prescription or non-prescription. Get your employer to write you a letter stating the amount of money and hours you have lost from work.

3. Product Liability Lawsuits

Sometimes an accident may be caused by a faulty product that may be badly designed, poorly manufactured, or simply marketed incorrectly. When a product is not safe, it can result in the injury or death of anyone who uses it.

Product liability lawsuits are the most lucrative for personal injury claims and attorneys and claimants, and in many cases, a product liability case will result in a class-action lawsuit. If a product is poorly manufactured, it is certain to affect many people.

Product liability lawsuits involve a copious amount of research, so be sure to ask a personal injury lawyer if they specialize in product liability and what their success rate is. Product liability lawsuits can take many years to settle, but if you win a product liability case, you may be awarded millions of dollars.

4. Wrongful Death

Wrongful Death

If you have lost a loved one to an accident, you have to deal with the emotional pain of losing them, but you also have to deal with losing the income they provided to your household. You are entitled to compensation for the loss of companionship, funeral costs, and economic distress.

If you are an immediate family member or the dependent of a person who has died in an accident, you can file a wrongful death lawsuit in Pennsylvania. For personal injury claims, the lawyers will research the circumstances of your case and fight to get you the money that you need to move on with your life.

5. Medical Malpractice

Medical malpractice is a significant problem in the United States. Doctors may give you the wrong prescription for an illness, or they may overprescribe the right medication.

A hospital may be at fault for not giving you medications on time or the wrong dosage. They may not clean surgical equipment before an operation or have unclean facilities, or a surgeon may be at fault for malpractice during surgery.

Doctors have been known to leave sponges inside of people, and they might also perform surgery incorrectly, perform the wrong surgery, or perform unnecessary surgery.

Medical malpractice lawsuits can be complicated because it is often hard to know who to sue. If you want to file a medical malpractice lawsuit in Pennsylvania, you will have to obtain a certificate of merit from a doctor. This means you must have a medical doctor state in writing that your personal injury claims case has merit.

Conclusion:

If you have been injured in an accident, it is essential to get the assistance of a trained personal injury claims attorney. An attorney can negotiate with insurance companies to get you the money you need to move on with your life. If you cannot get a fair settlement through negotiations, an attorney can represent you in court.

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