Blog Common Mistakes To Avoid When Filing A Disability Claim For A Health Condition

Common Mistakes To Avoid When Filing A Disability Claim For A Health Condition

Navigating the complex maze of disability claims can be overwhelming, especially when you are grappling with a health condition. Each year, countless individuals struggle with the intricate process, often leading to denied claims. 

This article highlights ten common pitfalls to sidestep when filing a disability claim, which, in turn, can increase your chances of approval.


Inadequate Documentation And Timing Conflicts

The first and perhaps most common mistake people make is not thoroughly documenting their health condition. Your medical records need to convincingly reflect your inability to perform work duties. 

Another often overlooked factor is the timing of a disability claim filing, particularly if you’ve recently been laid off. A layoff can complicate a disability claim because the insurance company might question whether your claim is a response to the layoff rather than an inability to work due to a health condition. Therefore, it’s critical to keep well-documented medical records predating your layoff to establish your disability case convincingly.

Neglecting Regular Treatment

Another misstep that can jeopardize your disability claim is failing to seek regular treatment. Continuous medical treatment substantiates your ongoing health condition, demonstrating its impact on your work capability. Ignoring regular check-ups or medical treatment might give the impression that your condition isn’t severe enough to warrant a disability claim.

Misunderstanding The Definition Of ‘Disability’

Understanding how ‘disability’ is defined by your insurance company or the Social Security Administration (SSA) is essential. Not every health condition qualifies as a disability. A condition should typically limit your ability to work or perform essential daily activities to qualify as a disability.

For example, non-blind people might receive a monthly SGA amount somewhere around $1310. However, the amount is $2190 for people having statutory blindness.  Your medical conditions can largely affect your ability to conduct physical activities for a period of one year.

Relying On Diagnosis Alone

Merely having a diagnosis of a severe condition isn’t enough to warrant approval for a disability claim. The critical factor is how the condition affects your ability to work. Therefore, it’s crucial to emphasize your functional limitations and the specific ways in which your condition prevents you from performing your job duties.

Overlooking Mental Health Impact

For long, we have overlooked mental health as a part of disabilities. While physical disabilities are often the focus of these claims, mental health conditions can also qualify as disabilities. If your health condition has led to mental health issues such as depression or anxiety, these should be included in your claim.

Don’t be stressed about adding this to your form. Mental health surely qualifies for a disability, and chances are high that you receive benefits.

Filing Incomplete Forms

Any gaps in your disability claim forms may result in delays or denials. Make sure all the necessary information, including medical evidence, work history, and how the condition affects your daily life, is comprehensively provided. Failing to do so might make it difficult for you to receive the benefits coverage.

For instance, if you get disabled before you turn 28, you might need a work duration of 1.5 years. In order to meet the requirements of work benefits coverage. You might require to offer employment documents such as pay stubs and W-2 forms attached to your application.

Not Collaborating With Your Physician

Your physician plays a vital role in your disability claim process. A detailed medical report from your doctor, encompassing your diagnosis, treatment, and how your condition impairs your ability to work, can significantly bolster your case.

If you do not follow the instruction of your physician, chances are your SSD claim will be denied. This includes everything from taking prescribed medications to not attending doctor’s appointments. Additionally, in case the SSA decides to get more medical data about you, they might ask you to undergo some special examinations.

Underestimating The Importance Of Deadlines

Each stage of the disability claim process has deadlines that must be met. Missing these deadlines can result in claim denial. Nonetheless, it shows your irresponsibility towards something as significant as a disability claim. And you surely don’t want people to judge you that way. 

Stay organized, mark important dates, and submit all necessary documents promptly. Fill out the forms and submit them on the prescribed date to avoid any unpredicted challenges.

Ignoring The Appeals Process

If your initial disability claim is denied, don’t be disheartened. Many claims get approved during the appeals process. Ignoring this crucial step is a common mistake that you should avoid.

Claiming a disability health benefit is easy, but getting the benefits is tough. Ensure to be patient all around the process and wait for the right decision to come. Only after that can you acquire its benefits. 

Filing a disability claim can be a complex process, and legal help can often be beneficial. Disability lawyers are familiar with the process, the common reasons for denial, and how to present your case in the most compelling manner. Not seeking legal advice is a mistake that can lead to unnecessary challenges.

Although you do not require an SSD attorney to file your application, you will surely need one for guidance throughout the process. It is due to an SSD lawyer that you can file your application successfully.


Filing a disability claim for a health condition is a process that demands meticulous attention to detail and adherence to specified protocols. By being aware of the common mistakes listed above and taking necessary measures to avoid them, you can improve your chances of having your disability claim approved. 

Remember, the purpose of a disability claim is to provide you with the support you need during challenging times. With the right approach and resources, you can successfully navigate this process and secure the benefits you deserve.

So, these are the common mistakes you need to avoid when filing a disability claim for a health condition. We hope this article gave you all the necessary information you were looking for. Keep reading our articles for more.

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