Blog What Does Medicare Part B Cover?

What Does Medicare Part B Cover?

Medicare part b cover is a type of health insurance for people 65 years or older. Although, there are circumstances where people who are less than 65 years old can receive these benefits. 

People who have been receiving Social Security Disability Income for at least 24 months, people who have permanent kidney failure, and anyone with Amyotrophic Lateral Sclerosis (ALS) can also receive Medicare benefits. 

Although there are many things that Arizona Medicare Part B covers, it is essential to know the two types of Medicare health insurance so you understand your options. 

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What Are The Two Types of Medicare?

What Are The Two Types of Medicare?

The first type of Medicare is Medicare Part A, which is hospital insurance. Medicare Part A will cover inpatient care in a hospital, skilled nursing facility care, care in a nursing home, hospice care, and home health care. 

  • Medicare Part A may come in handy when someone is in their much older years and needs assistance from health professionals to live their everyday lives. 
  • The second type of Medicare insurance is medicare part b cover, which is medical insurance. This type of insurance can come in handy for doctor visits, outpatient care, medical equipment, and preventative services. 

Now that we have compared the two types of Medicare insurance, we can discuss what Medicare Part B cover is.

What Is Covered With Medicare Part B?

What Is Covered With Medicare Part B?

Again, medicare part b cover is medical insurance, and just like with any medical insurance, most preventative and medical services are covered. 

1. Abdominal Aortic Aneurysm Screening

Medicare Part B cover is an Abdominal Aortic Aneurysm Screening if requested by your physician. This type of screening is a way to check your aorta. The aorta is the main blood vessel that flows from your heart to your stomach. 

If you have a bulge in your aorta, it can cause an aneurysm. If you have problems with your heart, this may be a screening you should take. 

2. Ambulance Rides

If you need an ambulance to be called to your home or anywhere else, then Medicare Part B will cover the ambulance ride. 

An ambulance ride can be expensive so that this medicare part b cover can be helpful. 

3. Blood Services

If you need routine blood work or need blood taken for a specific health concern, then Medicare Part B cover will complete the procedure. 

This can come in handy when you do routine care to check if you have enough essential vitamins in your body, your cholesterol is not too high, or your thyroid is working correctly. 

4. Bone Density

Medicare Part B cover will cover mass bone measurement. This is called a bone density scan and will help make sure you have the right amount of minerals and calcium in your bones, which can help ensure you are healthy. 

This is particularly helpful for older people since bones weaken with age. 

5. Heart Screenings

Medicare Part B cover will cover heart screenings and the whole cardiovascular system. The cardiovascular system includes the heart, blood vessels, and blood. 

This screening can be helpful if you are experiencing heart problems. 

6. Colorectal Cancer Screenings

Colorectal cancer is cancer of the colon. Screening should be done every five years. Medicare Part B cover will cover this screening so you can ensure that you are healthy throughout your life. 

7. Diabetes Screenings

This screening is done to detect the early stages of diabetes. The physician will check your blood sugar levels, and if they are not right, they can talk to you about a treatment plan. 

This type of screening is essential because people with diabetes need insulin to function, and if they do not have it, their blood sugar can increase, making them sick. Medicare Part B cover will screen for you to ensure your safety. 

8. Doctor Visits

Medicare Part B will cover any doctor visits you need. So if you need to visit your doctor for a cold, an annual check-up, or for medication, Medicare Part B cover has got you. 

9. Durable Medical Equipment

Medicare Part B cover will protect medical equipment like walkers, wheelchairs, scooters, canes, and blood sugar metres. This type of coverage is helpful for anyone with a disability. 

10. Flu Shots

A new flu shot comes out every year, and as you get older getting the flu can be disastrous. But Medicare Part B cover will ensure your flu shot so you can stay safe and healthy. 

11. Kidney Dialysis And Supplies

People who have permanent kidney failure can be covered by Medicare. Therefore kidney dialysis may come in handy if you have this condition. 

12. Mammograms

Mammograms are protected by Medicare Part B cover. A mammogram can detect breast cancer early, and women over 50 should get a mammogram annually. 

13. Mental Health Care

If you have any mental health issues like anxiety, depression, bipolar disorder, or schizophrenia, then Medicare Part B covers the mental health care bills.

What Does Medicare Part B Not Cover?

Although there are many things that Medicare Part B covers, there are some things that it will not cover. Medicare Part B will not cover long-term care, most dental care, eye exams, dentures, cosmetic surgery, hearing aids and exams, routine foot care, and acupuncture unless it is for chronic lower back pain. 

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