Blog How Can You Afford Drug Rehab Cost

How Can You Afford Drug Rehab Cost

The perceived rehab costs can instill hesitancy in many people from seeking the help they need. The stress of figuring out how to pay is the single most significant obstacle, second only to the challenges of living with a substance use disorder.

Learn the average expenses associated with rehab at

These expenses can vary broadly based on the level of treatment you require. A residential care program is at the top for care plans. These typically include around-the-clock specialized medical care with detox treatment. The inpatient program is generally recommended and will cost the most.

Outpatient care including PHP- partial hospitalization and IOP- intensive outpatient programs, these are more cost-efficient than the traditional inpatient program.

These sometimes don’t offer sufficient support to ensure a sustained recovery with individuals who have a substance use disorder or those needing a greater level of accountability in their early stages.

Care plans utilize a variety of strategies and come in many forms with costs suited to the individual program. Many people turn to their health insurance carrier to secure care funds. That’s not a viable choice for everyone, but other options exist


How Can You Pay For Substance Use Disorder Treatment

Substance use disorder treatment costs are a source of great concern for many suffering from addictions. These individuals often put their care on hold, trying to overcome the obstacle of affording it.

The costs can range vastly from one person to the next depending on the level of care required, but a rough guide to the average cost of rehab when looking into financing follows:

$6000           – Inpatient rehab program each month

$2000           – Detox treatment

$5000           – A three-month outpatient follow-up program

$13,000       – The average cost for drug rehab per person


While most people will turn to their health plan to cover the costs, many are without coverage. Still, that doesn’t leave you without hope. Other resources are available to help ensure you get the treatment you need. It would help if you did due diligence in research and reaching out for assistance, but it’s there.

What Is Substance Use Disorder?

Substance use disorder is quite a complex condition where the individual falls under the trap of consuming harmful substances, which leads to severe or mild addiction. The SUD is treatable. It is therefore key to seek assistance from an expert so that they can find ways to get themselves out of it.

The substances under which an individual falls include some of the prescribed or non-prescribed drugs like alcohol, marijuana, caffeine, hallucinogens, inhalants, prescribed or non-prescribed opioids, Cocaine, and some other substances.

How Common Is Substance Use Disorder? 

Substance use disorders are highly common. According to studies and observations, over twenty million people are suffering from the harmful effects of substance abuse.

Not only this, around 20% of the people in the United States who have some form of substance abuse fall under the category. Now only this, some figures project the worse condition of people suffering from substance use disorder.

Out of the millions of sufferers in the United States, around 73% of them have the disorder of alcohol use. Not only this, around 38% of those have drug substance use disorders. The figures show the miserable conditions that prevail in the United States and elsewhere globally.

Cause And Symptoms

The American Psychiatric Association opines that there are some signs of substance use disorder, and they include taking the substance for quite a long amount of time. Apart from this, the individual will have a very strong form of desire to use the substance. Not only this, the individual will be constrained to limit the use of substances.

They will have issues of concentration and dedication in any work or responsibility- be it school, college, or other institutions.

Financing Or Private Funding

The rehab expense can be considerable depending on your level of care, the facility, and the intended stay time. A consideration with handling the expense is to secure private financing if you’re uninsured and won’t qualify for state or federal assistance.

With some addiction care facilities, scholarships are made available to prospective patients. Many times, when you speak with the admissions team, they can offer details on their provisions so you can find the most suitable facility for your needs.

Suppose financing or private funding is not a viable choice or paying upfront is just not feasible. In that case, some facilities offer financing options to allow individuals to pay following their discharge.

Typically, this works through a third-party lender. It’s essential to discuss the options available to you through the facility you consider. Click here for guidance on how to afford treatment when uninsured.

If you have a retirement plan or savings, it would be worth taking funds from these accounts to accommodate the expense. Sometimes, people will secure home equity loans if there’s equity in your house to benefit from. If you have a sound support system, discussing the financing options to cover the care is wise.

Crowdfunding/Fundraising Efforts

Loved ones and close friends are the primary support system when you decide to seek professional care. Often, the ones closest to you offer their help in managing the treatment expenses to allow you the opportunity to focus on recovering.

This support team would need to submit the contribution to the facility directly to use these payments for your care. Sometimes, you or your loved ones will find benefits from selling items that can work toward paying the treatment expenses.

These can be items like used autos, electronics, and other valuable things. Plus, close friends can set up crowdfunding opportunities to raise the funds for care expenses.

Local And State Government Programs

State-run and federal government-funded substance use disorder programs often offer public assistance for people with difficulty affording their care plan. These programs could be part of a bigger behavioral health facility, or a separate agency based on the state.

These typically offer residential and outpatient care, along with following up with aftercare. Usually, a public program will have criteria to become eligible for the aid.

This can include residency proof for that state, citizenship proof, a medical provider’s documented details of the substance abuse disorder, and showing the inability to compensate for other care plans due to income and other financial insufficiencies.

Typically, applicants can expect a wait list for these plans, but most offer different support levels while waiting for the program.

Final Thought

There are also non-profit substance use disorder care plans available for virtually no cost in most states. A lot of the plans are “faith-based,” so they will focus on religion when helping individuals struggling with addiction.

The duration for these is up to 12 months, and there are sometimes contingencies that you work or volunteer for the organization in exchange for their aid.

It’s possible to pay for a care program if you do due diligence in researching the payment methods available to you. A priority is to reach out to the facilities you’re considering because these centers can often provide a wealth of information.


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